SOS! Organize And Tickle Yourself Into Action

I went camping this past weekend with our Boy Scout troop. The event was called "The Freeze Out" and the weather was definitely cold. Since we're Scouts, we prepared by wearing layers and bringing the appropriate sleeping gear. My sleeping bag is rated to 15 degrees and I had a fleece liner which added another 10 degrees of warmth. By the way if you are an occasional camper always use a liner. Liners are easy to wash and keep the sleeping bag fresh. We enjoyed fresh snow, a beautiful - but brief - starry night, and lots of deer. (Oh, and much hot coffee for the leaders!) It was really lovely. Of course, there is no internet in the wilderness so I'm posting SOS! today.

LaRhonda asked "I have heard that tickle files are the way to get your office organized. What are they? Why are they so good?"

I'd like to preface the explanation by stating there are many ways to organize. There isn't a one-size-fits-all strategy for organizing. As long as a strategy works for you - that's super. Many popular techniques are, what I call, eighty percent techniques. The techniques work pretty well for about eighty percent of people, but they do not work for everyone. Sometimes it's necessary to try a couple of approaches before finding one that works well for you.

When it comes to organizing paper that needs action there are generally two ways to handle it: sort the paper by the category of action that's needed or sort it by the date the action needs to happen. I have discussed the merits of the former category frequently. When you set up files with names like "to pay," "to call," "to read," and "to follow-up" you are organizing papers by category of action.

But sorting paper by the date the action needs to happen leads us to the "tickler file." The other name for the "tickler file" is "43 folders" because a folder is set up for each of the twelve months and for each of the thirty-one possible days in a month. So if a bill must be paid on the twelfth of the current month it will be filed in the folder labeled "twelve" and that wedding invitation for June 5 can be filed in the June folder.

The tickler file requires the discipline to check the file each and every day. Daily action may seem like a lot of effort, but it probably will take about thirty seconds to check the file. Plus doing the same thing everyday means that activity will become routine - and that's good. Routine activities require less thought and energy than novel activities. Think about how exhausting it was to first drive a car. With practice, all the little things that are done to safely operate a car became routine, and driving required less emotional energy.

When filing things away remember that the due date is not the same thing as action date. The action date precedes the due date so there is enough time for the paper to go through the mail, or get processed by the bank or whatever needs to be done in order to be considered done. There may be a two to seven day difference between what you determine the action date to be and the due date.

Most of the clients I have worked with preferred the categorizing paper by action because it made intuitive sense to them. Tickler file systems seem to work well when there is a massive amount of paper to be processed. Whether you store your paper by category or date, it is vital that you provide a way to account for how you’ll process the paper. Although it’s nice to have tidy storage, the organization is pointless if you do not process the paper.

How to get the processing done? Schedule it! Put ten to fifteen minutes (or more, if needed) in your daily agenda for taking care of paper. That little appointment will “tickle” you into being in control of your paper flow.

Thank you LaRhonda for your question and the nomination of St. Louis Children’s Hospital Newborn Intensive Care Unit for the end-of-year charity donation.

Stump the Organizer! Organize Bill Paying

“How do I keep track of bills so they get paid on time? Then how long do I keep them after they are paid?”
This is such a great question Cathy because it’s about a topic that affects everyone.
Unpaid bills need a home s so they’re easy to find when it’s time to pay them. Personally, I like to keep an action file that is organized by the category of action such as “to pay,” “to read,” and “to follow-up.” I like the action file because I like doing similar activities together. Some people like the tickler file system that is based on 43 files (1-31 for each day in the current month plus one file for each month). Bills and anything else that need to be processed on a particular date are filed under the appropriate day. Items for future months are filed under the appropriate month. Some people like how the tickler file creates a daily agenda.
Regardless of how unpaid bills are filed allow sufficient processing time. Payments need to be mailed seven to ten days prior to the due date to avoid late charges. Allow three to four days for processing when making online payments. Record the date to pay bills in your calendar, and use this date to file the bills if you are using the tickler file. I like to limit my bill paying to a couple of days during the month because the routine provides me with a certain amount of financial predictability. The dates chosen for the bill paying routine allow sufficient time for the payments to be received and processed.
Bill paying is a rather mundane task and it’s easy to put it off or forget about it. Schedule bill paying in your planner. Scheduling provides the time to get it done and a certain amount of importance.
The last step of the process is filing the paid bills. File the bills as soon as you are finished so you avoid making two tasks out of one. Using a month system to file paid bills is fast and easy. Bills paid in September are filed in September. In a year, just take out the old bills and shred them before filing the new bills. However, if your bills are tax-deductable you will need to file them with all of your tax-deductions for the year and keep them for seven years after filing taxes– or for the length of time your tax preparer recommends.
Organized bill paying involves providing a home for the paid and unpaid bills plus scheduling the bill paying. Once organized you may find you never pay a late fee again. It’s like money in the bank!